My wife had a few trinkets stolen from her car while it was parked in the driveway a few weeks ago. So did about 20 other folks in nearby neighborhoods. We called homeowners to check on the deductable. It was too high, so we made no claim. Fast forward two weeks, get a notice that we're being dropped. They recommended a company out of London (Lloyds?) that requires up front payment. That's a no go. We are not high risk. Need another outfit. Need firearms and jelwery riders that are reasonable. Who do you use?